Give your bank a call today and ask them to do a rate review. You may be very surprised by the result.
If you would like a home loan health check done, let me know and I can have a mortgage broker review your loan(s) free of charge, all without leaving your desk. You may save thousands over the life of your loan.
Remember if you have a spare $100 per month to pay extra off your home loan, you may save $36,946 in interest payments based on a $300k loan over 30 years at 4.75%. This will also reduce your loan term by 3 years and 7 months. So can you cut out one coffee a day?